You come back home after a busy day expecting to rest and relax. Instead, you find your door forced open, your home trashed and several valuable items missing. After you call 9-1-1 to report the burglary, you prepare to contact your insurance company to file a burglary claim. Before you do that, call a Florida public adjuster to help you assess the fair value of your losses and negotiate your claim.
Why Do You Need a Public Adjuster if the Insurance Company Will Send One?
An adjuster working for the insurance company is protecting the company’s interests, not your own. They will try to reduce the value of your claims, and looking for one of the common mistakes homeowners’ make, such as not keeping a home inventory or rushing to clean up before taking photos of the damage.
A Florida public adjuster works for you. They will instruct you over the phone what to do, as well as what you must not do before the damages are fully documented and evaluated.
You Should Not Fight This Battle Alone
Filing and negotiating a burglary claim is an exhausting and time consuming process. You have to reel from the shock of finding your home broken into. Then you have to fix damages and put order in your belongings. Plus, you feel your privacy invaded and peace of mind shattered.
This is not the right state of mind for assessing and negotiating damages, and insurance company adjusters know it. However, a Florida public adjuster will use know-how and years of experience to prepare an accurate claim and present evidence supporting it.
Your First Decisions Can Be the Worst, without Expert Guidance
As stated above, a lot of homeowners make the mistake of starting the clean-up work even before the police have arrived to investigate. A public adjuster will tell you that, instead, you should:
- Refrain from walking on and touching the debris
- Take photos of videos of the damages
- Make only the first and most urgent repairs (securing a broken door or window)
- Keep receipts of any repair work done.
When the Florida public adjuster arrives at your home, they will make further documentation of the damages and ask you to bring all the relevant documents that attest to the ownership and value of the items included in the burglary claim: receipts, warranties, etc.
Contact an Experienced Florida Public Adjuster
If you find your home broken into, call a Florida public adjuster to help you recover the fair amount of your damages. We are your allies and we only get paid after we successfully negotiate your claim.
We can make things right for you by getting your claim paid in full and in a timely manner so you can start replacing the stolen items. Call us now for a free estimate!